Culture Notes

(つう)ちょう (Passbook)

When you open a new bank account, Japanese banks typically issue a passbook (in addition to ATM cards) in which all bank transactions will be recorded. ATMs located at the banks can print transactions directly onto the passbook. What is recorded on the passbook represents the official bank statement of your account.

When you create your account, you also register your own signature seal called いんかん (or はんこ). When withdrawing money using the passbook, it is necessary to use いんかん. (The image of your name engraved into the seal represents your signature.)